Privacy

Privacy FAQs

What information do you collect?

We collect information you provide and details needed to match you with potential loan offers.

Who receives my information?

We may share your information with participating providers and service partners involved in processing your request.

Will checking my rate affect credit?

Checking your rate is generally a soft inquiry and should not impact your credit score.

How can I manage my privacy choices?

You can request privacy choices, including opting out of certain information sharing, through our support channels.

Is Universal Credit a direct lender?

Universal Credit is a lead generation service, not a direct lender, and does not make lending decisions.